How allstate drivewise works?

Last Update: May 30, 2022

This is a question our experts keep getting from time to time. Now, we have got the complete detailed explanation and answer for everyone, who is interested!

Asked by: Letitia Skiles
Score: 4.8/5 (12 votes)

Allstate's Drivewise® program uses state-of-the-art telematics technology to monitor your driving habits in real time. Using a cell phone app, Drivewise tracks you while you drive and transmits that information to Allstate. The company uses the data to reward you for good driving.

How does Drivewise know Im driving?

Some drivers ask, “How does Drivewise know I'm driving?” Drivewise works like most other usage-based mobile apps. It runs in the background on your phone and tracks information every time you get into your car. Information collected includes how you drive and when you drive.

Can Allstate Drivewise raise your rates?

Instead, these drivers simply do not receive a discount. But while using Drivewise will not raise your rates, Drivewise users can still experience rate increases for other reasons.

How much money do you get back with Drivewise?

You can get rewarded through cash back or rewards like gift cards. Most Allstate policyholders who utilized the Allstate Drivewise program said that they saved about 15 percent on their car insurance premium in total, although the program advertises that you could potentially save up to 25 percent.

How does Drivewise cash back work?

With Drivewise, you can save for safe driving and receive personalized driving insights. We'll reward you with savings just for activating Drivewise in the Allstate® mobile app and continue to reward you with cash back every six months for safe driving.

Allstate Drivewise App. Review

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How do I get my money from Drivewise?

To get started, Drivewise customers get 10,000 Allstate Rewards points just for downloading the Drivewise app and completing enrollment, and another 5,000 for visiting their rewards site for the first time. You can also complete “safe driving challenges” to earn even more points.

How do I activate Drivewise?

To sign up for Drivewise, the primary policyholder needs to download the Allstate mobile app on their smartphone and activate the program. Then, additional drivers on the policy who want to use Drivewise can download the app and enter an activation code.

Does Allstate Drivewise drain battery?

The app uses about the same amount of battery charge that other navigational apps use, so it doesn't drain your phone's battery. Allstate does recommend that you plug your phone in to charge while you're driving, though.

Where does Allstate Drivewise plug into?

It's usually located near the steering column, most likely under the dashboard. Use our locator guide for extra help. When your car is turned off, plug the device in. If the device's light is flashing, you're good to go.


How long does it take to get an Allstate rewards check?

Points earned for your driving performance are captured by Drivewise or Milewise and deposited into your Allstate Rewards account 1-2 days after you complete a driving challenge. Please note that it will take 24 hours from the time you earn to the time you see the deposit available for you to redeem.

How do I cancel Allstate Drivewise?

You can cancel your participation in Drivewise at any time by notifying your Allstate agent or an Allstate representative at 1-800-ALLSTATE (800-255-7828).

What is the Allstate early signing discount?

Early signing discount: Save up to 10 percent when you sign your policy seven days before it becomes effective. Good payer discount: Save up to 5 percent if you did not receive a cancellation notice for non-payment during the past 12 months.

How much are Allstate points worth?

In the two years we've been using it, we've earned 400,000 points by using Drivewise. I've found that Allstate Rewards points are nearly always redeemable at a rate of one cent per point. That means Drivewise has netted us about $400 in available discounts.


Is Geico owned by Allstate?

GEICO is a wholly owned subsidiary of Berkshire Hathaway that provides coverage for more than 24 million motor vehicles owned by more than 15 million policy holders as of 2017. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia.

Does Allstate give you a check?

Basically, you don't “earn” the credit unless you stay on as a policyholder with Allstate. Now, with the Safe Driving Bonus check program in effect, you receive an actual Allstate safe bonus check for the amount you “earned” during your term as a safe driver.

Does Milewise track speed?

Allstate's Milewise telematics device records your mileage, speed, time of day, location, and driving events, such as hard braking.

What is Allstate Drivewise discount?

Drivers can receive a premium discount of up to 10% for enrolling in Drivewise and then up to 25% every six months for driving safely, according to an Allstate spokesperson. The savings come either as a discount or as cash back depending on the state where you live, and you'll receive them when you renew your policy.


Does Allstate give low mileage discount?

For instance, customers can choose Allstate Milewise, a pay-per-mile program that calculates your price based on a daily rate plus a small charge per mile driven. This program can save low mileage drivers an average of 72% annually.

How does Drivewise app know I'm driving?

Drivewise tracks your driving habits via a mobile app or a small device installed in your car and then sends the data to Allstate. ... You can look at the data collected on Allstate's website, so you can analyze your own driving habits to look for problem areas and see how much you're saving.

How much money do you get from Drivewise?

For Allstate drivers with Drivewise, the average premium drops to $996. Those savings total only about a dollar a month, but if you're a consistently safe driver, you could save much more. Telematics savings can also vary by state.

What do you know about Allstate?

Allstate is an insurance company whose products include Auto, Home, Life, and Business Insurance. Allstate offers insurance in the United States and Canada. The company has about 18% of all car insurance in the United States. ... In 2019, Allstate was number 72 on the Fortune 500 list of largest companies in America.


How often does Allstate send safe driving checks?

00:20 — 00:28 VO: Only Allstate will give you a safe driving bonus — every six months you drive accident free.

Is Allstate good insurance?

Allstate is a very good insurance company overall and one of the best for auto insurance. WalletHub's editors give Allstate a rating of 3.2/5 due to its wide variety of coverage options, generous discounts and nationwide availability.

How do I log into Allstate rewards?

Allstate Rewards is open to everyone. Download the Allstate mobile app to participate in Drivewise and then enroll in Allstate Rewards. If you have a Milewise policy, you can go to AllstateRewards.com and log in with your My Account credentials to participate.

Does Allstate offer a senior discount?

Allstate offers up to a 10% mature driver discount for drivers age 55 and older. Eligibility requires that you not have or be seeking full-time employment at the time.